Pardon the clickbait title, but there was no easy way to get my friends to learn about 401K, HSA and similar “boring” things. Quite a few of my friends are coming to the US in the next few months and if I can summarize my experiences and my many hours of research, it should help them get up to speed quickly and avoid making the same mistakes I did.
Let’s start at the beginning. I came to the US from India, mid-march this year on an L-1B visa. Some of my experiences may only be relevant to those coming from India but most should be relevant to anyone coming to US on a work visa.